Date Published 01 August 2025
With new legislation on the horizon and market pressures mounting as a result of the incoming Renters' Rights Bill, more landlords are turning to Rental Protection Insurance to safeguard their income and de-risk their portfolios. That's according to Will Eastman, Head of Legal at HomeLet and Let Alliance, who shared his insights in the latest HomeLet Rental Index report:
'Rental prices continue to edge upwards, and market uncertainty appears to be playing a role,' Eastman said. 'Legislative reform, rising costs, and shifting risk factors are prompting some landlords to reconsider their long-term plans — which could ultimately impact the supply of rental homes.'
One of the major concerns is the proposed Renters' Rights Bill, which seeks to enhance tenant protections but may inadvertently reduce landlord confidence. While some property owners are weighing up an exit from the market, others are exploring smarter ways to manage growing risks.
'Rent Protection/ Guarantee Insurance is becoming increasingly popular,' Eastman noted. 'It gives landlords a safety net for their rental income and much-needed stability in a sector that's rapidly evolving.'
📈 Rents Climb Again as Supply Squeeze Continues
• The HomeLet Rental Index for July 2025 reports that average UK rents increased to £1,313, marking the seventh consecutive month of growth. The 0.4% month-on-month rise is yet another sign of the ongoing pressure within the private rental sector, where demand continues to outstrip supply.
• Additionally, for landlords, the current climate presents both opportunities and challenges. While rising rents may offer stronger returns, the changing legislative landscape underscores the importance of staying informed and protected.
🛡️ What You Can Do Now
• Review your risk exposure — consider whether Rental Protection Insurance fits your portfolio strategy.
• Stay up to date on the progress of the Renters' Rights Bill and how it may affect your obligations.
• Keep a close eye on local market conditions, particularly supply and demand trends that may impact your rental yields.
🔒 Furthermore, Adams Estates is proud to offer an enhanced Rental Protection Insurance service, available exclusively to our managed and rent collection landlords — now at a competitive, discounted rate (currently excluding student lets). This comprehensive coverage has been extensively worked on throughout the last year and includes up to £100,000 in legal expenses, protection against property damage, and a range of additional benefits designed to give you peace of mind. If you're interested in learning more, please don't hesitate to get in touch. We'll be happy to confirm pricing and check your property's eligibility for this valuable service.
